Waterfront living with no HOA or CDD on 0.65 acres in Holiday Harbor. At the end of a quiet cul-de-sac, this 4-bedroom, 3.5-bath home offers Intracoastal views, navigable tidal canal frontage, and shared dock access, minutes from the beaches and Mayo Clinic. A 2024 backyard retreat features a 30x20 pool and 10x10 spa, sun shelf, bubblers, LED lighting, Pentair automation, shell stone decking, and an extended-view screen enclosure. Inside, 3,300+ sq ft offer a split-bedroom plan with a flexible in-law layout, media room, and great room with soaring ceilings, a wood-burning fireplace, and water views. The kitchen includes granite countertops, stainless appliances, a breakfast bar, and sunny nook. The owner's suite features a sitting area and private waterfront balcony. Wood and travertine floors, crown molding, and zoned HVAC complete the interior. Mature landscaping and thoughtful positioning provide privacy while preserving the views. Enjoy a shared dock on navigable tidal water, while the home's thoughtful positioning offers exceptional privacy, creating a tranquil setting that's perfect for both everyday living and entertaining.