This charming home has MORE THAN $100K IN RECENT UPGRADES! Immerse yourself in coastal living at this beautifully reimagined 4-bedroom, 2-bathroom home in the sought-after, gated community of Oyster Bay Harbour. Recently upgraded inside & out over the last 6 months, this cozy home is truly move-in ready. Step inside to discover a newly expanded living room and kitchen, offering a more open & inviting layout ideal for entertaining. The kitchen features quartz countertops, NEW stainless steel appliances, custom cabinetry, under-cabinet lighting, and a sleek tile backsplash. Throughout the home, you'll find luxury vinyl plank flooring, plantation shutters, and custom blinds, along with a cozy gas fireplace that adds warmth & charm. Major system upgrades include a BRAND NEW HVAC system, NEW energy-efficient windows, a NEW paver driveway & front porch, & a completely redesigned front lawn and irrigation system. Outside, your private backyard oasis awaits with a Trex deck, cedar pergola, turf lawn, koi fish pond, garden fountain, outdoor shower, hot tub, & stone patio walkways -- all centered around serene, low-maintenance landscaping and a dedicated irrigation well. Perfectly sized for empty nesters looking to downsize! Plus, enjoy Oyster Bay's resort-style amenities: community pool, pickleball courts, tennis courts, gathering house, RV/boat storage, and potential marina access via the Oyster Bay Yacht Club. Ideally located just minutes from downtown Fernandina Beach, Amelia Island beaches, JAX Airport, and Kings Bay, this is a great opportunity to own a turnkey home. Don't miss your chance to make it yours--schedule your private tour today!